Pre-Paid Funeral Plans

Simple Pre-Paid Funeral Plan

£2900.00

Or £84.14/ month over 3 years*

More Information

Standard Pre-Paid Funeral Plan

£3620.00

Or £105.40 / month over 3 years*

More Information

Please feel free to contact us regarding a pre-paid funeral plan, for yourself or a loved one.

Email or Phone

We tailor plans to your needs using Golden Charter's Independent Way plan.

Pre-Paid Funeral Plans – a most thoughtful decision

A Helpful Guide To Pre-Paid Funeral Plans

What is the Independent Way Funeral Plan? 

You choose the funeral you want and pay for our funeral director services included in the plan at today’s prices. The funeral director services you choose to include in your plan will determine the cost of your plan. There are some costs that are not within funeral directors’ control and, if selected by you, we pay for them on your behalf. Costs for your burial or cremation and, where necessary, the recommended payments to the person conducting your funeral service are not within your funeral director’s control – these are called “third party costs”. Included in the plan will be all your wishes, requests and choices for your funeral in as much or as little detail as you may wish.

What type of plan do we offer?

The plan is tailor-made between you as the plan holder, and us as the funeral director.

Who can buy the Independent Way Funeral Plan?

Plans are available to all UK residents, regardless of age or state of health. If you pay by the single payment option or the 12 monthly payment option, there are no age restrictions. If you pay by the low cost instalment option you must be under age 78 when we accept your plan. Restrictions apply to the period of time you can take your plan over, dependent on your age when we accept your plan. If you pay by the fixed monthly payment option your payments will be used to purchase a life assurance policy and you must be a UK resident and between the age of 50 and 80 when you take out a plan.

Example of what I can include within my plan for the funeral director services are listed below: 

  • Professional charges; these represent a high proportion of a funeral director’s costs and include making all arrangements for cremation or burial.
  • Conveyance of the deceased from the place of death to the funeral director’s premises, a chapel of rest or other suitable location.
  • Caring for the deceased and attending to the preparation necessary to allow viewing, if requested by family or friends.
  • Advice on the certification and registration of death and related documentation.
  • Provision of a hearse and other funeral vehicles.
  • Advice on bereavement counselling.
  • All plans cover the transport of your body to the chosen funeral director if you die away from home whilst on holiday in mainland United Kingdom.

How Can I Pay For My Plan?

Below are example packages for funeral plans, however on enquiry we can tailor the plan to your exact requirements. Payment can be made in full, over a small number of instalments, or over a fixed yearly/monthly period without any credit checks. We are also able to offer an insurance backed payment plan, which keeps the costs low depending on your age, however is payable until the age of 90 or until you pass away.

Third Party Costs

Example of third party costs which can be included in your plan and are beyond your funeral director's control: Crematorium fee; Clergy/officiant’s fee; Purchase of grave or lair; Cemetery fee; the opening of an existing or new grave for burial or interment of cremated remains; Hire of church or other venue; Fees of organist or soloist; Memorial, such as a headstone, entry in a book of remembrance or planting of a tree; Catering, floral tributes and newspaper announcements.

If the amount you agree with your funeral director to include in your plan for third party costs does not fully cover these, then the extra will need to be paid at the time of your funeral by your family or estate.

Full brochure on the key points of plans

Example Funeral Plan Cost Packages

“Simple Adult Funeral” (Option 1)

  • Making all arrangements
  • Transfer in to our care from place of death
  • Simplistic Coffin
  • Provision of a hearse, funeral director and staff
  • Golden Charter Administration Fee
  • Cremation Fee
  • Doctor's Fee
  • Celebrant/Minister Fee

Example Payment Plan for Option 1 - Total Plan Price £2900.00**

  • One off payment in full of £2900.00
  • Spread over 12 months: £237.50 with a deposit payment of £50.00*
  • Spread over 3 years: £84.14 pm with a deposit payment of £50.00*
  • Spread over 5 years: £52.49 pm with a deposit payment of £50.00*

“Standard Adult Funeral” (Option 2)

  • Making all arrangements
  • Transfer in to our care from place of death
  • Wenlock Coffin
  • Preparation for and including chapel of rest
  • Provision of a hearse, funeral director and staff
  • Provision of one limousine
  • Golden Charter Administration Fee
  • Cremation Fee
  • Doctor's Fee
  • Celebrant/Minister Fee

Example Payment Plan for Option 2 - Total Plan Price £3620.00**

  • One off payment in full of £3620.00
  • Spread over 12 months: £297.50 with a deposit payment of £50.00*
  • Spread over 3 years: £105.40 pm with a deposit payment of £50.00*
  • Spread over 5 years: £65.75 pm with a deposit payment of £50.00*

 

Disclaimer

*Age restrictions may apply.

**Costs and charges could change without prior notice upon application and arrangement of the plan.

All prices are correct as of May 2020. If payment plan option is selected plan benefits are available once the plan is fully paid. 

All monies are payable to Golden Charter Trust. This excludes the fixed monthly payment option where money is paid in to a UK life assurance company and managed by them.